Fees and Insurance

Fees and Insurance

Is psychotherapy covered by health insurance?

Yes, thanks to a massive legislative effort on behalf of mental health and well-being.

Is it complicated to get insurance to pay for psychotherapy?

It’s actually pretty simple, but it helps to be an informed consumer!

Like most experienced psychologists and psychotherapists in DC, I don’t take insurance directly. Patients pay me, and then file for reimbursement from their health insurance. Nearly all of my patients file for reimbursement, and the vast majority are reimbursed 50-80% of my fees. If you decide to submit a claim for insurance reimbursement, I’ll gladly help.

If this is your first time filing an insurance claim after paying a healthcare provider directly, rest assured that my patients routinely find that the process is much simpler than they thought it would be — plus, you’ll have me in your corner, and I’m a fierce advocate.

I’ve helped patients get fair and accurate reimbursement for psychotherapy from a wide variety of insurance carriers, including CareFirst Blue Choice, Blue Cross / Blue Shield, United Healthcare, Aetna, Cigna, and more.

I’ve even written a guide to help you get the right reimbursement from your insurance company — you can find it here: Insurance Reimbursement for Therapy.

What’s your fee for psychotherapy?

For individual therapy, my current fee is $230, close to the typical fee for therapy in the Washington, DC area.

Fair Health Consumer, a consumer rights website, shows that the Typical Provider Charge in 2019 for individual psychotherapy in Washington DC is $210. Here’s how to look up the Typical Provider Charge for psychotherapy, or for any healthcare cost.

Please feel free to contact me with any questions or concerns you have about fees and insurance.

Marsha Lucas, PhD – Psychologist
1350 Connecticut Ave NW, at Dupont Circle
Washington, DC 20036
(202) 331-3318